You could end up severely injured if you are in a car accident in Los Angeles. In this situation, it’s highly recommended that you seek medical treatment as quickly as possible. But if you don’t have health insurance, getting the treatment you need may feel impossible.
So, if you were in a car accident but don’t have health insurance, what should you do in Los Angeles, CA? Go over your options for paying for medical care here with the Simmrin Law Group. You can also call us at (310) 997-4688 to speak to a car accident lawyer in Los Angeles about getting compensation for your health care expenses.
You Should Get Medical Treatment, Even Without Insurance
Here at the Simmrin Law Group, we understand that – if you don’t have insurance – it may feel like you can’t seek treatment for your injuries after a car accident. Some drivers in this situation feel like they have to just tough it out.
However, if you don’t get medical care quickly after an accident, it can make it harder for your lawyer to bring you compensation for your losses. In order to get damages from the driver responsible for the accident, your lawyer has to show that:
- The other driver caused the accident
- The accident caused your injuries
- Your injuries required medical care
Seeking medical treatment quickly often demonstrates that your injuries were a direct result of the accident. This improves your odds of getting maximum compensation for your losses. However, we know that this compensation may not arrive until long after your medical bills have begun to add up. What do you do before that?
Check Out Medicaid If You Were in an Accident and Don’t Have Health Insurance
You may be able to get coverage for your medical bills through the Medicaid system if you have a low-income level. You can apply for Medicaid directly through the state of California. Visit your nearest Medicaid office and fill out an application to see if you qualify.
Note that Medicaid is a health insurance program designed for use by low-income individuals. If you earn a certain amount of money every year, you may not qualify for Medicaid, even if you do not have health insurance.
Find Out if Your Insurance Policy Includes “Med Pay” Coverage
You are not legally allowed to operate a vehicle in California without car insurance. If you have a car insurance policy, it may include “med pay” coverage. Many med pay policies will cover up to $10,000 of medical expenses.
You should be aware that the other driver’s insurance may be responsible for covering your medical bills. If another driver caused your accident, they have a responsibility to take care of healthcare expenses caused by their actions. Your lawyer can work to show that the other driver caused the collision by:
- Investigating the scene of the accident
- Speaking with all witnesses
- Requesting the police report
It may take time to get compensation from the other driver’s insurance company. Insurance representatives often try to delay payments after car accident cases. A car accident lawyer can stand up for you and take steps to ensure you get the damages you need in a timely fashion.
Speak to the Healthcare Center About Payment Options
Many hospitals and healthcare providers will work with you if you do not have health insurance and you need medical treatment. You can contact the billing department directly to discuss options for setting up a payment plan.
In many cases, the hospital may set up a billing program that allows you to pay a small amount towards your balance every month. The billing department may also lower your overall balance in some situations.
These payment options may allow you to get the medical treatment you need after a car accident in Los Angeles. A car accident lawyer can also take steps to bring you the compensation you need to cover your medical expenses, so you are not overwhelmed by these costs.
Contact a Lawyer if You Were in a Car Accident and Don’t Have Health Insurance
What should you do if you were in a car accident and don’t have health insurance in Los Angeles, CA? You should still seek medical treatment for your injuries in most cases. You may be able to get compensation from the driver responsible for your accident or through other programs. Find out more about your options by calling (310) 997-4688 or completing our online contact form.
Reach the Simmrin Law Group’s car accident lawyers in Los Angeles now to get a FREE case evaluation regarding your legal options in this situation.