Many people in Los Angeles use mopeds to get around. In many ways, mopeds are treated as regular vehicles. For example, you are legally required to carry insurance if you drive a moped. However, not all moped operators have proper insurance.
So, what happens if you get in an accident while on your moped and you don’t have car insurance? Can you still get compensation in Los Angeles, CA? The Simmrin Law Group can help you go over your options in this situation. Reach out to our moped accident lawyers in Los Angeles by calling (310) 997-4688.
Insurance Requirements for Moped Drivers in California
Technically, moped operators must carry the same kind of insurance as motorcycle operators in California. This means that you must carry at least:
- $5,000 per accident for property damage
- $15,000 per person for bodily injury
- $30,000 per accident for bodily injury
Operating a moped without this amount of insurance is against the law in California. You can face charges for driving without insurance in this situation. You may be fined in this situation. You may also have your moped impounded. Finally, the Department of Motor Vehicles (DMV) can suspend your license.
Make Sure You Were Driving a Moped During Your Accident
Note that, sometimes, drivers refer to motorized bicycles or scooters as mopeds. However, these vehicles are not considered the same under the eyes of the law, and you do not require insurance to operate a motorized scooter or bicycle. You are only operating a moped if your vehicle has:
- Two or three wheels
- An automatic transmission or electric motor
- A max speed of up to 30 MPH
Contact the Simmrin Law Group if you are unsure what kind of vehicle you were operating at the time of your accident. You can easily reach us by calling (310) 997-4688 to get help today.
Compensation for a Moped Accident if You Don’t Have Insurance
It can be difficult to get full compensation for your losses if you were involved in a moped accident and you don’t have insurance. If another driver was responsible for the accident, you could still be entitled to compensation for your:
- Medical expenses
- Lost wages at work
- Vehicle repair costs
However, the state of California will not allow you to seek non-economic damages if you were hurt in an accident and you weren’t carrying insurance. This means you can’t get compensation for your pain, suffering, or mental anguish.
The team at the Simmrin Law Group can take steps to help you get the maximum possible compensation for your situation. We are ready to begin working on your claim right now.
Comparative Negligence and Moped Accidents in Los Angeles, CA
Note that your compensation after a moped accident may also be reduced if you were partially responsible for the collision. California assesses comparative negligence in moped accident cases. You could be assigned a percentage of the blame for the accident.
In order to secure maximum damages, your moped accident lawyer will need to show that the other driver caused the collision. The professionals at the Simmrin Law Group can work to establish this fact by:
- Going over the scene of the accident
- Reviewing the police report of the collision
- Speaking with witnesses who saw the wreck
You can improve your chances of getting the compensation you need to move forward with your life by contacting us as quickly as possible after your moped accident.
Methods to Get Compensation After a Moped Accident in California
You may be able to settle with the other driver’s insurance company after a moped accident in Los Angeles. The Simmrin Law Group can handle negotiations with insurance agents for you. We are prepared to use our legal experience to help you.
Our legal team can also take your claim to court in some circumstances. We understand the complications of handling a claim if you did not have insurance at the time of your accident and believe you should still receive fair treatment.
Speak to a Lawyer If You Were in a Moped Accident Without Car Insurance
If you were in a car accident while on your moped but you don’t have car insurance, you could still get compensation in Los Angeles, CA. You can get help securing the damages you need with the Simmrin Law Group. We can go over your situation now with a FREE case evaluation.
Complete our online contact form or call (310) 997-4688 to speak with our car accident lawyers in Los Angeles.