Being hurt at work is never something employers or employees want to happen, but it occurs often. Workers’ compensation is a tool in place to reduce the financial complications that come from employees who are hurt on the job. Yet, it is managed by an insurance company, and complications with making claims are common.
Our San Diego workers’ compensation lawyer can help you navigate this legal process, minimizing many of the risks you face moving forward. At Simmrin Law Group, we have decades of experience helping our clients navigate the challenges of workers’ compensation claims.
The system is not simple, nor is it easy to navigate. We can reduce the risks that you do not get the compensation you deserve. Set up a consultation with our San Diego personal injury attorney to discuss your situation.
How the Workers’ Compensation Process Works in California
California law requires that most employers have workers’ compensation insurance in place. It operates much like other types of insurance in which a person can file a claim to recoup their losses. However, it is a bit different in several ways.
First, employees pay toward workers’ compensation insurance through payroll deductions. Employers pay a portion of this cost, too. When an employee is hurt on the job, they file a claim with the insurance company that is tasked with paying for those losses. In exchange for providing this “simple” way to recoup losses incurred by workplace injuries or illness, employers cannot be sued when an accident or injury takes place on the job.
While that seems simplistic, there are many restrictions and limitations to this process. With profit-driven insurance companies making decisions about what they will and will not pay many times, employees are left without the financial means to recover from the losses they have incurred. That is why it is so critical to have a highly experienced San Diego workers’ compensation attorney by your side from the start of the process.
For a free legal consultation with a workers’ compensation lawyer serving San Diego, call (310) 896-2723
When Should You Hire a Workers’ Compensation Attorney
In situations where you have not missed much time from work, have recovered fully, and the insurance company is paying your medical bills, you may not need to hire a workers’ compensation attorney. In every other case, we recommend it. Some examples of how your attorney can help you include the following:
The Workers’ Compensation Claim Was Denied
In some cases, the workers’ compensation policy will be denied outright. This may be due to a lack of information or the employer not filing the initial claim for you. Other times, the insurance company may claim that you were not hurt at work or that you were acting recklessly, and that led to your injuries.
Our legal team will work to prove that this is not the case whenever possible.
Your Workers’ Compensation Settlement Offer Is Too Low
You may be one of the many people who have found the insurance company is not willing to pay all of the medical bills you have incurred. This happens when they try to put some of the blame on you, or it may be due to not wanting to provide the type of medical services you need. We fight to ensure that you receive the maximum compensation allowable.
You Have Significant, Long-Term Losses
If you have been in a serious accident with significant losses that will impact you for years to come, it is critical that you have an attorney by your side who can help you navigate your legal options. This will include discussing your potential medical needs, rehabilitation needs, lost time at work, and other complications from a brain injury. We need to be sure you obtain the compensation owed to you by examining all potential areas of loss.
You Lost Your Loved One Due to a Work-Related Accident
If a person dies while working, the immediate family members, especially those who are dependents, may have the ability to file a claim for wrongful death. These are very difficult situations, and having an attorney to help you through the case is critical to protect your future. We recommend that you do not settle your claim without first speaking to our attorneys about your losses.
San Diego Workers’ Compensation Lawyer Near Me (310) 896-2723
What Happens When You Do Not Agree with the Insurance Company
Many times, those who suffer injuries as a result of a work-related incident will struggle to receive the compensation owed to them. They may find it nearly impossible to simply get coverage for their medical bills. Working with a workers’ compensation attorney in San Diego, CA, allows you to accomplish several things:
- Get clear, honest, and transparent information about your rights to compensation in your specific case.
- Learn what type of evidence or additional information you may be able to provide to help prove that you are owed more in your case.
- Get help negotiating with the insurance company, providing them with a clear understanding of why they need to increase your compensation.
Errors can happen along the way, but in our experience, it is often the insurance company that will delay and frustrate employees who have a legal right to damages. Do not be bullied by them. We can help you. Talk to a workers’ compensation lawyer in San Diego, CA, today.
Let Us Provide You with Insight Without Risk
To find out what your legal options are, reach out to Simmrin Law Group. Our San Diego workers’ compensation lawyer will discuss your case with you openly, providing you with exceptional insight into what your rights are.
If we do not believe you can obtain more, we will tell you that – and there is no cost to reaching out to us for this type of help and guidance. That is why if you do nothing else, request a free consultation from us now.
Allow us to help you navigate your workers’ compensation claim. We work with clients who have yet to file their claim, who have already filed, and those who may have been denied their claim for any reason. Set up a free consultation with our San Diego workers’ compensation lawyer now to find out how we can help you.