Have you recently suffered devastating injuries at work? Has your workplace accident left you unable to earn a living while you recuperate? Are you struggling with permanent disabilities that make it impossible for you to go back to work? If so, you may qualify for worker’s comp. benefits.
With help from an experienced Long Beach workers’ compensation lawyer at The Simmrin Law Group, you can access the financial support you need from the insurance company and avoid financial ruin.
A Long Beach personal injury attorney at our firm will review your case to ensure you meet the qualifying requirements and remain by your side if your workers’ comp. claim is initially denied. Contact our team for a free consultation today to discuss your worker’s compensation eligibility, the types of benefits you may be entitled to, and why your claim may have been denied.
How Workers’ Compensation Works in Long Beach
California is one of the most employee-friendly states in the country. According to California Labor Code §3700, all employers are required to have workers’ compensation insurance protection, even if they only have one employee.
It does not make a difference whether you work full-time, part-time, temporarily, or seasonally. As long as you are an employee of a company, they are legally obligated to have workers’ compensation coverage. Failure to do so could leave the company open to liability in the event of a work-related accident.
As long as your work injuries were caused within the scope of your job responsibilities, you may be eligible for workers’ compensation benefits. If your employer does not have worker’s comp, you may be able to file a claim against them for your damages. However, if your employer does have workers’ compensation protection coverage, you will not be able to file a personal injury lawsuit against them and collect workers’ compensation benefits at the same time.
For a free legal consultation with a workers’ compensation lawyer serving Long Beach, call (310) 896-2723
Common Workplace Accidents
Nearly any type of industry has the potential for workplace accidents. However, workers’ compensation claims are filed for some types of accidents and industries more often than others. Some of the most notable include:
- Scaffold accidents
- Crane accidents
- Car accidents
- Repetitive stress injuries
- Mental health conditions
- Exposure to toxic substances and chemicals
- Developing occupational illnesses such as respiratory disease or mesothelioma
- Crane accidents
- Bulldozer accidents
- Explosions and fires
- Trench and ground collapses
- Ladder and stair accidents
- Machinery accidents
- Falls from elevated heights
- Being struck by falling objects
These are only a few examples of work-related accidents, injuries, and illnesses that may warrant workers’ compensation benefits. If you have been involved in another type of incident at work or are dealing with an injury that was not included in the list above, do not hesitate to contact a workers’ compensation lawyer in Long Beach, CA at The Simmrin Law Group for legal advice and support during this challenging time in your life.
Long Beach Workers’ Compensation Lawyer Near Me (310) 896-2723
Workers’ Compensation Benefits You Could Be Awarded
There are multiple types of workers’ compensation benefits you may be entitled to if you meet the eligibility requirements. It should be noted, however, that workers’ compensation benefits will not cover your damages in full.
While you can obtain a portion of your losses through worker’s comp., if you hope to be made whole, you may need to consider filing a third-party liability lawsuit with help from your Long Beach workers’ compensation attorney in Long Beach. Some of the most important types of workers’ compensation benefits you may qualify for if your claim is approved include the following:
Wage Replacement Benefits/Disability Benefits
Wage replacement benefits are also commonly referred to as disability benefits. These are designed to ensure you have access to a portion of your lost income so you can cover necessary household expenses and avoid a financial disaster.
Generally, you can expect to collect approximately 2/3 of your average weekly wages while you recuperate. Depending on the type of injury you have been diagnosed with, there may be limits to the amount of time you can continue collecting disability benefits.
Vocational rehabilitation benefits are designed to cover the costs when you need to obtain further job training or go back to school if your injuries are severe enough to prevent you from returning to the same industry or a job position. The insurance company will cover your education expenses and other related costs so you can eventually re-enter the workforce.
The insurance company will be expected to cover every single medical expense related to your work injury. This does not only include your hospital bills, ambulance bills, and prescription medications. It also includes co-pays, mental health counseling, physical and occupational therapy, and any future medical treatment related to your injuries.
Death benefits may be available to an employee’s surviving family members and beneficiaries. The surviving family members should not get stuck covering funeral and burial expenses or the decedent’s medical costs. They will also receive a portion of the decedent’s loss of income at a rate of approximately 2/3 of the decedent’s average weekly wages.
The amount of time recipients can collect these benefits will vary depending on the specific circumstances of their case. For example, many minor children can continue collecting worker’s comp. death benefits until they reach the age of 18. However, surviving spouses may continue to collect death benefits until they reach the maximum number of weeks allowable or remarry.
Get Help from a Workers’ Compensation Attorney in Long Beach, CA Today
When you suffer an on-the-job injury, money trouble should be the furthest from your mind. Unfortunately, when you need to take time off work, you may quickly wind up in dire financial straits. When you have access to the worker’s comp. benefits you are entitled to, you can avoid these hassles and stay afloat while you recuperate.
Get help getting your application approved as soon as possible when you contact a knowledgeable and dedicated Long Beach workers’ compensation attorney at The Simmrin Law Group. Our team is currently offering free, no-obligation consultations to work injury victims across Long Beach and surrounding areas. Claim yours when you call our office or complete our convenient contact form.