When a person is arrested and is thought to pose an immediate threat to themselves or others, it can result in what is commonly known as a “5150 hold” or a 72-hour hold.
This refers to a period of involuntary hospitalization in a mental health facility. At Simmrin Law Group, our 5150 Holds lawyers in Los Angeles regularly represent people who have been involved in these sensitive situations.
Aside from the loss of freedom experienced, the cost of this treatment can be a significant concern for those without insurance. Let’s look at the cost of a 72-hour hold without insurance, available payment options, and other helpful details.
What Is a 72-Hour Hold?
Also known as an emergency psychiatric hold or a 5150 hold, is a period of involuntary hospitalization in a mental health facility for individuals who pose a danger to themselves or others.
It is often used in emergency situations where an individual is experiencing a mental health crisis, such as a severe episode of depression, anxiety, or psychosis.
If you or a loved one has been placed on a 5150 hold and have questions about who will be responsible for paying for treatment, it can be helpful to seek legal counsel. You can schedule a free consultation with a mental health lawyer who can provide guidance on your specific situation.
How Much Does a 72-Hour Hold Cost without Insurance?
The average cost of a 72-hour hold, whether it is a voluntary or involuntary commitment without insurance is typically between $2,000 to $4,000 and can vary based on the location and type of facility.
This can present a considerable financial challenge for individuals already dealing with mental health concerns and financial instability.
What Is Included in the Cost?
The cost includes charges for hospitalization in a psychiatric hospital or other mental health services facility, medication, meals, and other necessary treatments.
During this time, the individual will be evaluated by mental health professionals, receive a diagnosis and appropriate treatment, and be monitored to ensure they are no longer a danger to themselves or others.
What Are My Payment Options Without Insurance?
If you do not have insurance, you will likely be required to pay upfront or arrange a payment plan with the facility. Many facilities offer payment plans to help individuals manage the cost, and some may offer financial assistance to those who qualify.
In California, when an individual is placed on a 5150 hold for psychiatric evaluation, they are typically responsible for paying for their own treatment. However, if the individual cannot afford to pay for these services, or if they are covered by a health insurance plan that includes mental health benefits, the cost may be covered by the county or state.
Will I Receive a Bill?
Yes, you will receive a bill for the 72-hour hold after your release from the facility. This bill will include the cost of hospitalization, medication, meals, and any other necessary treatments provided during your stay.
Can I Receive Financial Assistance for a 72-Hour Hold Without Insurance?
Some mental health facilities offer financial assistance to individuals who cannot afford the cost of a 72-hour hold. You should speak with the facility’s billing department to see if any assistance is available. Some facilities may offer payment plans, sliding scale fees, or financial assistance to those who qualify.
Can I Negotiate These Charges Without Insurance?
Some facilities may offer a sliding scale fee based on your income, and some may offer financial assistance to those who cannot afford the cost.
In some cases, you may be able to negotiate the cost of a 72-hour hold without insurance. It is recommended that you speak with the facility’s billing department to see if any discounts or payment plans are available.
What Happens if I Cannot Afford It?
If you cannot afford the cost of a 72-hour hold, you may be able to apply for financial assistance or set up a payment plan with the facility. Sometimes, the facility may offer a sliding scale fee based on your income. It is important to communicate with the facility’s billing department to find a solution that works for you.
Can I Appeal the Decision to Place Me on a 72-Hour Hold?
In some cases, you may be able to appeal the decision to place you on a 72-hour hold. This typically involves filing a petition with the court to challenge the decision. However, consulting with an attorney or mental health professional is important to determine the best course of action.
Can I Refuse Treatment During a 72-Hour Hold?
During a 72-hour hold, you may be required to receive treatment for your mental health condition. However, you still have the right to informed consent and can refuse certain treatments or medications if you feel uncomfortable with them.
Communicating with your treatment team and advocating for your needs and preferences is important.
How Can I Manage the Financial Cost of a 72-Hour Hold?
If you are concerned about the financial cost of a 72-hour hold, there are steps you can take to manage the expense. One important step is to communicate with the facility’s billing department and ask about payment options, payment plans, or financial assistance. You can also research mental health facilities in your area to find one that offers a sliding scale fee based on your income.
Contact Simmrin Law Group today for additional help.