Bank fraud is a federal crime. This means that you will face federal charges if you are accused of defrauding a bank, credit union, or savings and loan association in Torrance. You can get help handling a bank fraud accusation by reaching out to the Simmrin Law Group for:
- Advice during legal questioning
- Help to handle your bail hearing
- A strong defense in and out of the courtroom
Our bank fraud lawyers in Torrance know what it takes to help clients in your position. Call us at (310) 997-4688 to learn more about your legal options for handling a bank fraud allegation.
Federal Charges for Bank Fraud in Torrance
The federal court system is responsible for prosecuting bank fraud allegations around the country. 18 U.S. Code § 1344 is used to prosecute bank fraud charges. Anytime an individual knowingly takes steps to defraud a financial institution, they can be charged with bank fraud.
Note that, while this charge is called bank fraud, there are other types of financial institutions protected under U.S. Code Section 1344. Credit unions and savings and loan associations are both considered financial institutions.
Defining the Act of Fraud in Torrance
Individuals may be charged with fraud anytime they attempt to lie or deceive someone else in order to acquire money or valuable items. You cannot accidentally commit fraud, because you should only face fraud charges if you intended to mislead another person.
Bank fraud is a specific type of fraud. Examples of acts that could lead to bank fraud charges include:
- Accessing money using counterfeited bank documents
- Falsifying bank documents or loan applications
- Acquiring funds using forged or faked checks
- Committing wire or mail fraud through a bank
A criminal defense lawyer in Torrance can help if you are accused of any time of bank fraud. The legal professionals at the Simmrin Law Group can work aggressively to resolve your charges successfully. Get started now by calling (310) 997-4688.
Outcomes of a Bank Fraud Conviction in Torrance
The federal court system often prosecutes individuals accused of bank fraud very harshly. Convictions for a bank fraud offense can lead to:
- Fines of up to $1 million
- Prison time of up to 30 years
Federal prosecutors are used to securing convictions. They are backed by significant resources and most of them are highly trained. You can improve your odds of standing up to the prosecution and avoiding high fines by working with a federal crimes lawyer in Torrance.
Review the best steps to take throughout your case when you’re facing a bank fraud charge by reaching out to the Simmrin Law Group right now.
Possible Defenses to Torrance Bank Fraud Charges
A bank fraud lawyer in Torrance can review the specific facts of your case when working on your defense. Depending upon your situation, a lawyer may take steps to get your charges reduced. In other situations, your lawyer may take your case to court to argue that:
You Did Not Commit Bank Fraud
Financial transactions are often complicated. Many are governed by rules that are difficult to understand. This complication means that sometimes lawful banking transactions may seem fraudulent. Allow us to demonstrate that you followed all relevant laws to handle a bank fraud allegation.
You Did Not Intend to Commit Fraud
As we mentioned earlier, you should only be charged with fraud if you intentionally acted to trick or mislead someone. If your actions accidentally led to a banking error in your favor, you could avoid a conviction. Your lawyer can help defend you if you simply made a mistake.
Your Rights Were Violated During Your Case
In some cases, your lawyer might focus on showing that your rights were violated during a bank fraud investigation. You are entitled to all the protections offered by the Constitution. If a law enforcement officer or a prosecutor violates your rights, it could allow us to block evidence against you. It may even allow us to get your charges dismissed entirely in some situations.
Build a Defense with a Torrance Bank Fraud Lawyer
The professionals at the Simmrin Law Group can offer you prompt legal assistance if you are accused of bank fraud in Torrance. Take proactive steps to build your defense by reaching out to us right away. You can review your legal options easily by taking advantage of our FREE initial case evaluation.
Get the assistance you need from our bank fraud lawyers in Torrance right now. Begin working on your defense by calling (310) 997-4688 or filling out our online contact form.