Many individuals turn to the AARP (American Association of Retired Persons) for insurance as they age. However, the AARP does not directly cover insurance policies. Instead, this insurance is handled through the Hartford Financial Services Group.
You may want help handling insurance agents from the Hartford after a wreck in Los Angeles. In this situation, you may contact the Simmrin Law Group by calling (310) 997-4688. Get in touch with our AARP car insurance claims injury lawyers in Los Angeles now.
Review Facts About AARP Car Insurance and the Hartford
As we mentioned, the AARP does not provide car insurance directly to members. Instead, members have the option to purchase auto or home insurance through Hartford. The AARP and the Hartford have worked together in this fashion for over 25 years.
The Hartford has extensive experience handling claims for motor vehicle accidents. However, the company is primarily concerned with using this experience to keep their own costs low. This means insurance agents may deny your claim if you are:
- Covered by the Hartford insurance
- Struck by a driver insured through the Hartford
In either of the above situations, you may want to reach out to a car accident lawyer right away. The experts generally recommend that you speak with a lawyer before you discuss the facts of your accident with insurance agents.
Report Your Accident to the Hartford in Los Angeles
If you are insured through the Hartford – or AARP – you will need to report any car accidents quickly. Waiting to report your accident may impact your ability to get compensation for your medical expenses and other losses. Agents may use a delay to claim that:
- Your accident didn’t really occur
- Your accident didn’t actually cause your injuries
However, it may not be in your best interest to provide the insurance company with thorough information about the accident before you speak with a lawyer. Insurance companies may attempt to obtain information that could weaken your claim.
You may reach out to a lawyer before you discuss the circumstances of your accident with insurance adjusters. Contact a team member at the Simmrin Law Group easily by calling (310) 997-4688.
Learn More if the Other Driver Is Insured Through the Hartford
You could be struck by a driver insured by the Hartford in Los Angeles. In this situation, you do not need to contact the Hartford directly on your own. You may contact a car accident lawyer first. Your lawyer and your insurance representative may handle most communication with the Hartford.
Note, however, that insurance agents from the Hartford may reach out to you. These agents may:
Ask for a Recorded Statement
You should not provide insurance agents with a recorded statement after a car accident in Los Angeles. Insurance agents may use these statements against you. They may attempt to show that your statement conflicts with the statement you gave police officers or doctors.
Offer You a Low Initial Settlement
Sometimes, insurance agents working for the Hartford will offer you a settlement quickly after a car accident. These initial settlements are generally very low. They may hope that you will accept the settlement, as you will then be unable to seek additional compensation from them in the future. Have a car accident lawyer assess any settlement offer before you accept it.
Getting Compensation Through a Claim with the Hartford
Many car accident cases in Los Angeles are resolved through a settlement. Your lawyer may begin the settlement process by filing a claim with the Hartford. Before filing a claim, your lawyer may work to investigate your accident and gather evidence by:
- Interviewing eyewitnesses
- Going over the police report
- Requesting access to surveillance cameras
- Assessing the scene of the collision
Once your lawyer has gathered the facts about your collision, they may begin negotiations with insurance agents for the Hartford. The goal of these negotiations may be securing you compensation for your:
- Medical expenses
- Lost wages at work
- Vehicle repair costs
- Pain, suffering, and mental anguish
An AARP car insurance claims injury lawyer in Los Angeles can assess your situation now to begin working on your claim. Note that, in some situations, your lawyer may advise you to pursue compensation through the court system in Los Angeles.
Speak to a Los Angeles AARP Car Insurance Claims Injury Lawyer Today
Get legal help on your side if you were struck by a driver covered by the Hartford insurance. You may be able to reach out to an AARP car insurance claims injury lawyer in Los Angeles by contacting the Simmrin Law Group. Allow us to assess your claim with a FREE case evaluation.
Reach a team member at the Simmrin Law Group by calling (310) 997-4688 or completing our online contact form.