The court system in Lancaster can harshly prosecute individuals accused of mortgage fraud. If you are convicted of mortgage fraud you could face jail time and incredibly steep fines. It’s important that you get help quickly after a conviction to improve your odds of successfully handling these allegations.
The professionals at the Simmrin Law Group are ready to offer you legal support right now. You can count on our mortgage fraud lawyers in Lancaster to construct a strong defense for you. Let us investigate your case, speak with witnesses, and stand up for you in court.
Mortgage Fraud Charges in Lancaster: Definition
You may be wondering about the exact definition of mortgage fraud in Lancaster. Let’s go over the definition of fraud, first, as we focus on the specifics of this charge. According to the court system in California, individuals commit fraud anytime they:
- Use lies or deceitful actions to
- Obtain items of value from someone else
Any act of fraud associated with a mortgage is therefore considered mortgage fraud. Examples of actions that can lead to mortgage fraud charges include:
- An appraiser generating a false appraisal to inflate the value of a home
- A company making false loan modification promises to a property owner
- A property owner falsifying their mortgage application
Note that these are only examples of acts that can result in mortgage fraud accusations. A criminal defense lawyer in Lancaster can go over the specifics of your case today.
For a free legal consultation with a lawyer serving Lancaster, call (310) 928-9347
Mortgage Fraud Charges in Lancaster: Prosecution
You should be aware that the state of California does not have a specific charge to prosecute mortgage fraud. Instead, mortgage fraud is typically treated as grand theft by the court system. This means that you will likely be prosecuted under Penal Code Section 487 if accused of mortgage fraud.
Grand theft charges in Lancaster can be prosecuted in two ways. Prosecutors may charge you with a misdemeanor or a felony, based upon:
- Your previous criminal record
- The facts surrounding your current case
You can get help handling both misdemeanor and felony charges for mortgage fraud by reaching out to a white-collar crime lawyer in Lancaster.
Criminal Defense Lawyer Near Me (310) 928-9347
Mortgage Fraud Charges in Lancaster: Penalties
The penalties for mortgage fraud in Lancaster can be incredibly severe. The exact repercussions you can face will depend upon the type of grand theft charges you are facing. Let’s review some basic penalties right now:
Misdemeanor Grand Theft Penalties
- Fines of up to $1,000
- Incarceration of up to one year
Felony Grand Theft Penalties
- Fines of up to $10,000
- Incarceration of up to three years
Additional Penalties for Mortgage Fraud
It’s important that you understand that the court system can add sentencing enhancements to your charges for mortgage fraud. If you are accused of the theft of more than $65,000, additional time may be added to your sentence.
Mortgage Fraud Charges in Lancaster: Legal Help
You don’t have to try to handle a mortgage fraud accusation in Lancaster on your own. The professionals at the Simmrin Law Group can begin working on your defense now. Our criminal defense lawyers can take steps to:
Help You During Legal Interviews
You should not discuss your charges with police officers or prosecutors without a legal representative present. Anything you say could later be used against you. Get legal advice in your corner before you complete any legal interviews.
Handle Your Bail Hearing
You may be offered a bail hearing if you are accused of mortgage fraud. The team at the Simmrin Law Group can take care of this hearing for you, working to secure you the lowest possible bail amount.
Review Any Plea Bargains You’re Offered
You could be offered a plea bargain by prosecutors when you are facing mortgage fraud accusations. These deals require you to plead guilty in exchange for lessened charges. You should not accept them before they’ve been assessed by a white-collar crime lawyer.
Build You a Strong Defense
Our team of legal professionals can get to work on a defense for your mortgage fraud charges right now. We can work to argue that:
- You didn’t intend to commit fraud
- You didn’t actually commit fraud
- There is no valid or admissible evidence that you committed fraud
Get personalized help dealing with mortgage fraud charges in Lancaster by contacting us now for legal advice.
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Speak to a Lancaster Mortgage Fraud Lawyer Now
Make sure you’re ready to handle mortgage fraud charges in Lancaster by contacting the Simmrin Law Group. We can help you overcome legal hurdles associated with mortgage fraud accusations. Just call (310) 997-4688 or complete our online contact form to get started.
Our mortgage fraud lawyers in Lancaster can offer you a FREE consultation today.